7.1 Application for subscription to the affinOnline.com service shall be subject to the Customer maintaining an existing and valid Account with Affin Banking Group and further subject to such eligibility criteria that Affin Banking Group shall deem fit. The Affin Banking Group is not obliged to provide reasons for any rejection of a Customer's application.
7.2 Use by the Customer of the affinOnline.com service at any time and from time to time shall indicate to the Affin Banking Group the Customer's acceptance and agreement and continued acceptance and agreement of the provisions of the Terms and Conditions and of the risks in conducting any transaction over the Internet
7.3 All registration to affinOnline.com service shall be subjected to the Terms and Conditions of the Bank.
7.4 Upon your successful registration, Affin Banking Group reserves the right to determine the scope of functions, services and Accounts that will be made available to you in affinOnline.com.
7.5 All Customers will be required to register through the Affin Banking Group Automated Teller Machine (ATM) or any other application channel made available by Affin Banking Group from time to time.
7.6 Upon the successful authentication of your T-PIN and registration at affinOnline.com website, the Customer’s access to affinOnline.com will be deemed to have been activated.
7.7 For the first time login, you are required to choose and create your unique Username and Password. For security, Customers are advised to change their Password from time to time.
7.8 The Customer shall immediately notify Affin Banking Group in writing in the event the Username and/or Password have been compromised in any manner whatsoever.
7.9 Access by the Customer to the affinOnline.com shall be deemed to have been activated and all instructions and transactions issued thereafter shall be attributed to the Customer upon successful login of the Username and Password notwithstanding that such access, instruction or transaction may have been made by a third party whether authorized or unauthorized. Affin Banking Group and/or third party service providers shall be entitled to carry out any instruction or transaction and/ or rely on any instruction or information provided in connection with the Customer's Username and Password as if the Customer had transacted it and/or provided the information. The Customer shall be deemed to unconditionally and irrevocably agree that Affin Banking Group shall not be liable for any loss or damage which the Customer and/or any third party may incur.
7.10 The Customer is deemed to agree that instructions or transactions received by the Affin Banking Group are irreversible when received completed or relied upon by the Affin Banking Group. Instructions received by the Affin Banking Group during Business Hours where applicable shall be effected on the same day provided that it shall be in accordance with normal banking practice, or such other date and/or time as Affin Banking Group may from time to time determine having regard to the general practice of bankers. Affin Banking Group may at its sole discretion refuse to carry out any of the Customer's instructions or transactions where such instructions or transactions are inconsistent with the Affin Banking Group policy or any law or any rules or regulations to which the Affin Banking Group is subject to or for any other reasons. Notwithstanding the above, Affin Banking Group is hereby authorised to comply with instructions received from customer via affinOnline.com.