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What We Offer
High Financing Margin
Overdraft limit up to 100% of yoursecured fixed deposit amount
Save on Interest
Interest is charged only on utilisedamount on daily basis
Option to repay in one lump sum or ininstalment with no fixed repayment schedule
Interest rate is calculated on daily facility outstanding amount.Base Rate + 0.75%.
Collaterals for Overdraft
Fixed deposit receipt(s) in the name of the borrower with a minimum amount of RM10,000. It could be of any tenure but on an auto renewal basis with interest.
Optional Credit Term Assurance / Credit Reduce Term. Assurance to protect against your overdraft outstanding should unexpected events happen to you.
Facility is repayable on demand and interest is to be serviced monthly.
Malaysians who are between the ages of 18 and 70 years old.Individual or Joint Applicant holders.Holders of Fixed Deposit Receipts.
i. Applicant - Photocopy of ICii. Joint Applicant (if any) - Photocopy of ICiii. Income Documents:a. Salary Earner
b. Commission Earner
c. Self-employed / Businessman
BNM Guide to Consumer on Reference Rate
Benchmark Cost of Funds used to determine the Base Rate
Product Disclosure Sheet
Fees and Charges
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