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What We Offer
Premises and Stock Coverage
Fire protection for building, stocks in trade and business furniture, fixture and fittings
Optional Smart Package
Option to choose protection for Money in Transit or in Premises and/or Loss or Damage of Goods
Option for Employee Cover
Add on Group Personal Accident and/or Major Critical llness Cover if needed
Are you interested? We can help you Apply now
Mandatory Fire Coverage which protects the building, fixtures and equipment from loss or damage caused by fire or lightning and other causes.
Daily Hospital Cash Allowance of up to RM200 per day, usable to hire temporary worker when the Insured or the Insured's employee is hospitalised.
Compensate against claims due to third party bodily injury or property damage.
Group Personal Accident
Provides protection for the Insured and the Insured's staff from bodily injury caused by accident.
Coverage for Major Critical Illness
Lump sum cash payout of up to RM50,000 for major critical illnesses, including cancer, heart attack, stroke, Parkinson's disease, coronary artery by-pass, end stage kidney failure, end stage lung disease and end stage liver failure.
Specific Plan for different types of business:
Smart Business for Retail with additional protections including fidelity guarantee and stock in trade coverage
Click here for Brochure and Proposal Form
Click here for Product Disclosure Sheet
Smart Business for Beauty & Wellness with additional protections against burglary and client's personal effects
Smart Business for Specialised Services with additional coverage for burglary and plate glass
Applicable for company and employees (optional)
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