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What We Offer
Annual Fee Waiver
First year annual fee waiver
Low Finance Charges
Enjoy finance charge as low as 12% per annum on your retail purchases when you make minimum payment by the payment due date
Easy Instalment Plan (EiPlan)
One-time upfront interest as low as 2%
Frequently Asked Questions >>
Terms & Conditions >>
Balance Transfer Instalment Plan (BTiP)
Product Disclosure Sheet >>
Cash-on-Call Instalment Plan (CIP)
One-time upfront interest with flexible instalment tenure up to two years
Easy Payment Plan (EPP)
0% Interest for purchases made with AFFINBANK participating merchants
Merchants List >>
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Earn 3X AFFIN Rewards Points for every RM1 retail transaction spent overseas and 1X AFFIN Rewards Point for every RM1 retail transaction spent locally.
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Convert your AFFIN Rewards Points to Enrich Miles, AirAsia BIG Points and/or Malindo Miles at a competitive conversion rate and redeem complimentary flights for your next getaway
Contactless-enabled card allows you to conveniently tap to pay for transactions of RM250 and below.
Cash Advance Limit
Access cash advance up to 70% of credit limit or available limit, whichever is lower
Globe-trotting rewards and protection
6X Complimentary Airport Lounge Access
Pamper yourself before boarding and enjoy the comforts of Plaza Premium Lounge both locally and internationally.Enjoy 6X complimentary* access in a calendar year to Plaza Premium Lounge in Malaysia, Cambodia, Indonesia, Philippines, Saudi Arabia, Singapore and Taiwan.Cardmember and each accompanying guest can also enjoy 25% access discount to all Plaza Premium Lounges in Malaysia and 20% access discount on all Plaza Premium Lounges in overseas throughout the year.Just present your World Mastercard at Plaza Premium Lounge access counter to enjoy the privileges.*Applicable to Principal Cardmember only with a minimum spend of RM2,000 in the latest month’s credit card / credit card-i statement or RM24,000 per annum.
List of Participating Lounges >>
Discover the joy of tee-off with complimentary* green fees at the finest golf courses in Malaysia and Indonesia.That’s not all, enjoy the excitement of golfing at prestigious golf courses in Singapore, Thailand, Vietnam and Philippines.Call AFFINBANK World Mastercard dedicated line for booking.*Applicable to Principal Cardmember only with a minimum spend of RM2,000 in the latest month’s credit card / credit card-i statement or RM24,000 per annum.
Flight and Travel Personal Accident Insurance
Personal Accident Insurance
Complimentary insurance up to RM100,000 in the event of accidental death
Emergency Card Replacement
Complimentary card replacement for first time lost/stolen card provided by Mastercard International
24 Hour AFFINBANK World Mastercard Dedicated Line
Always ready to assist you, please contact 03-8230 2323
Product Disclosure Sheet
Frequently Asked Questions
Principal cardmember: 21 years old and above
Supplementary cardmember: 18 years old above
Activate card and change PIN
Protect your credit card
Report a lost or stolen card
Apply a new credit card
Increase credit limit
Manage SMS Transaction Alert
Safety Tips When Performing Online Transactions
Notification Of Illegal Financial Activities
Cardmember's Liabilities and Responsibilities
View our Automated Teller Machine (ATM) Location
Your card is as good as cash. Be careful about how and when you use your card. Here are some fraud prevention tips to protect your card and minimize your risk.
Please call us immediately if your card is lost or stolen, we will cancel your card and replace your card upon request.
Fill up the credit card application form which can be obtained from the following channels:
Enclosed the following documents :
1. Salaried Employee
2. Self Employed
3. Commission Earner
Fixed Deposit (FD) will be required as collateral for the following applicant category and must be maintained with AFFINBANK for as long as the credit card facility is available.
Note: Please cross out documents submitted for security purposed. All documents are non-returnable.
Credit Card application and supporting documents must be submitted personally by the applicant to any AFFINBANK branches, please bring your original supporting documents for verification.
Note: application via fax, e-mail or directly to AFFINBANK Cards Business Department are not allowed.
Increase your AFFINBANK Credit Card limit in line with your income. Get your latest income document ready and call us at 03-8230 2323 or fill up the Credit Limit Increase Form and fax it to 03-2026 1424 or e-mail to firstname.lastname@example.org with the latest copy of any one of the following income documents:
Your request will be subject to the Bank’s approval and the credit limit approved may vary from the credit limit requested.
To ensure that you are safeguarded from online card fraud, please be reminded to continue to be vigilant while performing online transactions via any electronic devices. Make sure your device is installed with robust anti-virus, anti-spyware and firewall software; perform regular scans and properly logout at the end of the transaction. Please do not disclose your Login ID, password and your card details to any other person. If your card is lost, stolen or if you suspect your card information has been compromised or detect unauthorized transactions, please report to us immediately at 03-8230 2222.
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