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Islamic Banking Deposit Rates

HISTORICAL RATES FOR CURRENT ACCOUNT-i AND SAVING ACCOUNT-i

PRODUCT TYPE DEPOSIT BAND HIBAH*(p.a)
SAVING ACCOUNT-i
BASIC SAVINGS ACCOUNT-i Above RM1,000,000 2.05%
RM500,000.01 to RM1,000,000 1.75%
RM100,000.01 to RM500,000 1.55%
RM20,000.01 to RM100,000 1.00%
RM5,000.01 to RM20,000 0.65%
RM1,000 to RM5,000 0.50%
Less than RM1,000 0.25%
SAVINGS ACCOUNT-i
JUNIOR SAVER-i
Above RM1,000,000 3.08%
RM500,000.01 to RM1,000,000 2.80%
RM100,000.01 to RM500,000 2.65%
RM20,000.01 to RM100,000 2.25%
RM5,000.01 to RM20,000 1.45%
RM1,000 to RM5,000 0.55%
Less than RM1,000 0.30%
WEALTH SAVER-i Above RM1,000,000 3.08%
RM100,000.01 to RM1,000,000 2.80%
RM50,000.01 to RM100,000 2.65%
RM20,000.01 to RM50,000 2.25%
RM5,000.01 to RM20,000 1.45%
RM1,000.01 to RM5,000 0.55%
RM1 to RM1,000 0.30%
AFFIN BARAKAH CHARITY ACCOUNT-i Any balance 2.20%
AFFIN GOLD-i SA Above RM5,000,000 3.15%
RM1,000,000.01 to RM5,000,000 2.85%
RM500,000.01 to RM1,000,000 2.80%
RM100,000.01 to RM500,000 2.60%
RM5,000.01 to RM100,000 2.15%
RM5,000 and below 0.85%
AFFIN Esaver-i RM50,000 and above 2.15%
RM2,000 to RM49,999.99 2.00%

*HIBAH RATE AS SHOWN ABOVE IS THE PREVIOUS HIBAH RATE PAID BY THE BANK TO DEPOSITORS. THE BANK IS NOT OBLIGED TO GRANT THE HIBAH TO THE DEPOSITORS AND DECLARATION OF THE HIBAH RATE IS AT SOLE DISCRETION OF THE BANK.

HISTORICAL RATES FOR CURRENT ACCOUNT-i AND SAVING ACCOUNT-i

PRODUCT TYPE DEPOSIT BAND HIBAH*(p.a)
CURRENT ACCOUNT-i
AFFIN PLUS-i Above RM5,000,000 3.05%
RM1,000,000.01 to RM5,000,000.00 2.65%
RM500,000.01 to RM1,000,000 2.55%
RM100,000.01 to RM500,000 2.50%
RM20,000.01 to RM100,000 2.00%
RM5,000.01 to RM20,000 0.75%
RM1,000 to RM5,000 0.10%
Less than RM1,000 0.00%
AFFIN GOLD-i CA Above RM5,000,000 3.15%
RM1,000,000.01 to RM5,000,000 2.85%
RM500,000.01 to RM1,000,000 2.80%
RM100,000.01 to RM500,000 2.60%
RM5,000.01 to RM100,000 2.15%
RM5,000 and below 0.85%
CURRENT ACCOUNT-i (INDIVIDUAL) On minimum balance of the month 1.75%
CURRENT ACCOUNT-i (OTHERS)
BASIC CURRENT ACCOUNT-i
On minimum balance of the month (With minimum daily balance of RM50,000 and above) 1.00%
FOREIGN CURRENCY ACCOUNT-i Any balance 0.00%

*HIBAH RATE AS SHOWN ABOVE IS THE PREVIOUS HIBAH RATE PAID BY THE BANK TO DEPOSITORS. THE BANK IS NOT OBLIGED TO GRANT THE HIBAH TO THE DEPOSITORS AND DECLARATION OF THE HIBAH RATE IS AT SOLE DISCRETION OF THE BANK.

Conventional Interest Rate

ORDINARY SAVINGS & STATEMENT SAVINGS (Effective Rate 22/10/2019)

Product Type Deposit Band(RM) Interest Rate (% p.a.)
ORDINARY SAVINGS & STATEMENT SAVINGS 1 - 999.99 0.30
1,000 - 4,999.99 0.35
5,000 - 19,999.99 1.25
20,000 - 99,999.99 1.85
100,000 - 499,999.99 2.40
500,000 - 999,999.99 2.55
1,000,000 and above 2.80

BASIC SAVINGS ACCOUNT (Effective Rate 22/10/2019)

Product Type Deposit Band(RM) Interest Rate(% p.a.)
BASIC SAVINGS 1 - 999.99 0.25
1,000 - 4,999.99 0.35
5,000 - 19,999.99 0.45
20,000 - 99,999.99 0.60
100,000 - 499,999.99 1.30
500,000 - 999,999.99 1.50
1,000,000 and above 1.80

AFFIN PLUS (Effective Rate 22/10/2019)

Product Type Deposit Band(RM) Interest Rate (% p.a.)
AFFIN PLUS 1 - 999.99 0.00
1,000 - 4,999.99 0.10
5,000 - 19,999.99 0.85
20,000 - 99,999.99 1.80
100,000 - 499,999.99 2.25
500,000 - 999,999.99 2.30
1,000,000 - 4,999,999.99 2.40
5,000,000 and above 2.80

AFFIN GOLD (Effective Rate 10/05/2019)

Product Type Deposit Band(RM) Interest Rate (% p.a.)
AFFIN GOLD 0.01 - 4,999.99 0.65
5,000 - 99,999.99 2.00
100,000 - 499,999.99 2.55
500,000 - 999,999.99 2.75
1,000,000 - 4,999,999.99 2.80
5,000,000 and above 3.05

SCHOOL ADOPTION PROGRAM (Effective Rate 22/10/2019)

Product Type Deposit Band(RM) Interest Rate (% p.a.)
SCHOOL ADOPTION PROGRAM Up to 50,000.00 3.00
50,000.01 - 99,999.99 2.35
100,000 - 499,999.99 2.75
500,000 - 999,999.99 2.80
1,000,000 and above 2.85

ESAVER (Effective Rate 10/05/2019)

Product Type Deposit Band(RM) Interest Rate (% p.a.)
ESAVER 2,000 - 49,999.99 2.05
50,000 and above 2.25

JUNIOR SAVER ACCOUNT (Effective Rate 22/10/2019)

Product Type

Deposit Band

(RM)

Interest Rate (% p.a.)

JUNIOR SAVER ACCOUNT Up to RM 50,000 3.00
50,000.01 - 99,999.992.20
100,000 - 499,999.99 2.65
500,000 - 999,999.99 2.80
1,000,000 and above 2.85

FIXED DEPOSIT (Effective Rate 25/09/2019)

Product Type Period Interest Rate (% p.a.)
FIXED DEPOSIT 1m 3.00
2m 3.00
3m 3.05
4m 3.05
5m 3.05
6m 3.15
7m 3.15
8m 3.15
9m 3.25
10m 3.25
11m 3.25
*12m 3.90
*>12m Negotiable

*Subject to terms and conditions effective 1 Nov 2019. Please visit your nearest Affin Bank/ Affin Islamic branches.

FD My 2nd Home (Effective Rate 10/05/2019)

Product Type Period Interest Rate (% p.a.)
FD My 2nd Home 12-60m 3.45

Revision Of Base Rate (BR), Base Lending Rate (BLR) And Base Financing Rate (BFR)

We wish to inform you that with effect from 10th May 2019 (Friday), there will be a revision for the Bank's reference rates for both AFFINBANK and AFFIN ISLAMIC Bank.

The new reference rates are as follows:
 
Lending Rate Previous Rate (% p.a.) Revised Rate w.e.f
10/05/19 (% p.a.)
Base Rate (BR) 4.20 3.95
 
Lending Rate Previous Rate (% p.a.) Revised Rate w.e.f
10/05/19 (% p.a.)
Base Lending Rate (BLR)
&
Base Financing Rate (BFR)
7.06 6.81
 
Our Effective Lending / Financing Rate for a standard 30-years housing loan / home financing product with financing amount of RM 350,000 and has no lock-in period is 4.76% p.a.
Disclaimer: The indicative effective loan / financing rate may vary and subject to change from time to time.

Negotiable Instrument of Deposit (NID) Rates

Retail Ringgit-denominated Negotiable Instrument of Deposit (NID) Programme.
(With effect from 06/02/2018)

Type Month Buy Rate Sell Rate
Negotiable Instruments of Deposits (NID) Rates 1 Month 3.45 % 3.35 %
3 Months 3.50 % 3.40 %
6 Months 3.60 % 3.50 %
9 Months 3.70 % 3.60 %
12  Months 4.15 % 4.05 %
24 Months 4.30 % 4.20 %
36 Months 4.35 % 4.25 %
60 Months 4.35 % 4.25 %
**For further enquiry please contact Money Market dealers at 03–2055 1666.
 
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